What are the limits for receiving Payconiq payments?

There are no limits for the number of Payconiq payments you can receive as a merchant. This means you can receive as many payments as you like.

There are 3 different sorts of payment limits that apply for your customers, which depend on the way they pay when using the Payconiq by Bancontact app with you: via Payconiq, via their Bancontact card or contactlessly.

The limits for customers paying via Payconiq depend on their bank:

  • AXA
    €500 per day (depending on the limits in the AXA app)
    Underage customers: €250 per day
  • Belfius
    €350 per day 
    €1000 per week (depending on the limits in the Belfius app)
  • BNP Paribas Fortis (also Fintro and Hello Bank!)
    €2 500 per day (this is a combined limit that includes other payments using the BNPPF app)
  • KBC / CBC
    €1000 per day (depending on the limits in the KBC Mobile app)
    For underage customers, the limit is €125
  • ING
    €2 500 per day (this is a combined limit that includes other payments using the ING app)
  • Other banks: 150€ per week

Customers who have not activated Payconiq in their bank app pay with the bankcard that they have added to their bank app. The limit for this is €500 per day, depending on the bank.

The limit for customers paying contactless (by holding their smartphone close to the terminal) is €25 per transaction.