What are the limits for receiving Payconiq payments?

There are no limits for receiving Payconiq payments via the QR code on a sticker, cash register system, payment terminal, invoice or website. This means you can receive unlimited payments.
However, your customers will have a payment limit that depends on the registration in their app.
- If your customers have their bank account linked to the Payconiq by Bancontact app, then their limit will depend on their bank

  • Argenta
    €2,500 each transaction
  • AXA
    €2,500 each day
  • Bank van Breda
    €1,500 each transaction and €2,500 each day
  • Belfius
    €350 each day and €1,000 each week
  • BNP Paribas Fortis
    €500 each day (NB: this also includes transfers via the Easy Banking app)
  • CBC
    €1,000 each day (€125 per day for underage minors)
  • CPH
    €1,000 each day
  • Fintro
    €500 each day (NB: this also includes transfers via the Fintro Bank app)
  • Hello Bank!
    €500 each day (NB: this also includes transfers via the Hello Bank! app)
  • KBC
    €1,000 each day (€125 per day for underage minors)
  • KBC Brussels
    €1,000 each day (€125 per day for underage minors)
  • Keytrade
    €1,000 each day
  • ING
    €2,500 each day (NB: this also includes transfers via the ING Banking app)
  • VDK
    €2,500 each day

- If your customer does not have his/her bank account linked, we process the payment via his/her registered Bancontact card. In that case, the payment limit is € 1,500 maximum per transaction and € 2,500 maximum per day and per card, regardless of the bank. This limit only applies when payment is made via the Payconiq by Bancontact app. If your customer uses a banking app, then the bank limit applies.

IMPORTANT! Merchants are not permitted to receive business payments via the QR code that can be generated in the Payconiq by Bancontact app. This functionality is intended for payments to be made between friends and has a limit of € 250.

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