On this page

Paying back friends

Imagine you’re having a meal out with friends, but don’t have any cash on you. With the Payconiq by Bancontact app, you can pay back your friends any time, anywhere. 

This video shows you how it works, step by step.

You have two options:

At a distance

Select

Open up the Payconiq by Bancontact app, choose ‘Contacts’ and select the person you want to pay

Select

Enter the amount

Enter the amount and confirm by entering your PIN. 

Enter the amount

Pin

Then confirm by entering your PIN. Done! You’ll both receive an immediate payment confirmation. 

Pin

Scan the QR code

Open

Both of you open up the Payconiq by Bancontact app. 

Open

Scan

Do you want to receive money? Then select ‘Receive’. Enter the amount and type in a message if you want. And that’s it, a unique QR code appears. All your friend needs to do now is to scan the code and enter their PIN. 

Do you need to pay back your friend? Then you simply scan the QR code on your friend’s smartphone. Double-check the amount that appears on your screen, choose the bank card you want to pay with and click on ‘confirm’. 

Scan

Pin

Then confirm by entering your PIN. Done.  You’ll both receive an immediate payment confirmation. It really is that quick and easy.

Pin