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Paying in a store

Shopping without carrying your wallet or purse around? How convenient! From now on, you can pay for all your purchases with your smartphone. Discover the Payconiq by Bancontact app: surprisingly simple, fast and secure.

With a QR code/list

This video shows you how it works, step by step. 

QR code

At the cash register, say that you’d like to pay with the Payconiq by Bancontact app. You can scan the fixed QR code (with the Bancontact or Payconiq logo next to it) by the till, or you will see a QR code appear on the payment terminal. 

QR code

Scan

Open the Payconiq by Bancontact app on your smartphone and scan the QR code.

Scan

Double-check

If you scan the QR-code with a Bancontact logo next to it, check the amount, choose the bankcard and confirm the payment. 

If you scan the QR-code with a Payconiq logo fixed on the cash-register, then you still have to confirm the amount you have to pay. 

Double-check

Pin

Now enter your PIN code and… that’s it! A payment confirmation will appear on your smartphone.

Pin

No QR-code? Some retailers are in the ‘Shops’ list. If so, you simply need to click on the name of the shop, fill in the amount and confirm by entering your PIN code.

Contactless

Want to make a contactless payment with the Payconiq by Bancontact app? You can in a single movement. Simply hold your Android smartphone right next to the payment terminal… and that’s it!

Before you start, turn on NFC in your smartphone settings and set Payconiq by Bancontact as the standard payment method on your smartphone. Don’t worry – you only need to do this once.

This video shows you how it works, step by step.

Light up screen

Wake up your smartphone - there’s no need to unlock it.

Light up screen

One movement

Hold your smartphone right next to the contactless symbol on the payment terminal.

One movement

≤ 25 euros

If you’re paying an amount equal to or less than 25 euros, you’ll receive an immediate confirmation of your payment. It really is that quick and easy.

≤ 25 euros

> 25 euros

If the amount is over 25 euros, simply enter your PIN code on your smartphone and hold it next to the payment terminal for a second time… that’s it!

> 25 euros