Paying with the Payconiq by Bancontact app is very easy.
Simply scan the QR code (online or in the store), confirm the amount and enter you personal PIN code. Done! (If you scan the QR code with the Payconiq logo featured on a sticker attached to the cash register, first enter the amount to be paid yourself before confirming the payment).
If the merchant has its own commercial app or mobile webshop and accepts mobile payments with Bancontact or Payconiq, then it’s even easier : select Bancontact or Payconiq as payment method and simply confirm the payment with your PIN code.
It’s also very easy to pay contactless in stores (Tap & Pay) with the Payconiq by Bancontact app using your Android smartphone at any payment terminal that accepts contactless payments with Bancontact.
And – the cherry on the cake – you can easily transfer money to friends using the Payconiq by Bancontact app via the list of contacts in the app. Or else you can pay shops via the list of stores in the app, provided your bank supports this function. Plus, of course, you can always pay your friends back by scanning a QR code when you are with each other.