So, make sure to keep your smartphone within reach while you look for your end of year gifts. A scarf for your grandmother, a vinyl record for your boyfriend or pyjamas for your brother? With the Payconiq by Bancontact app, you easily beep all your end of year gifts online. Just put them in a fancy box and you’re done! Cozily under a blanket instead of facing crowded shopping centers: whatever you decide to give, pay all your end of year gifts fast and easily online with your app.